Terms Of Service

Note: If you don’t agree with these Terms Of Service, you mustn’t access nor use PortfolioOptimizer.io.


“PortfolioOptimizer.io” refers to the website https://portfoliooptimizer.io/ and the websites within that domain.

“me” and “I” refer to the creator of PortfolioOptimizer.io, Roman (Rubsamen).

The “user”, “you”, and “your” refers to any individual or organization accessing PortfolioOptimizer.io.

For educational and informational purposes only, not financial advice

PortfolioOptimizer.io is provided for educational and informational purposes only, and nothing herein should be interpreted as personalized investment advice.

Under no circumstances does the information provided on PortfolioOptimizer.io represent an offer to sell, a solicitation to buy, or a recommendation regarding any securities transaction.

None of the content on PortfolioOptimizer.io is guaranteed to be correct, and any content provided should be subject to independent verification.

You, and you alone, are solely responsible for any investment decisions that you make.

Users personal responsibility

By using PortfolioOptimizer.io, you accept personal responsibility for the results of your actions.

You agree to take full responsibility for any harm or damage you may suffer as a result of the use, or non-use, of PortfolioOptimizer.io.

You agree to use judgment and conduct due diligence before taking any action or implementing any plan or policy suggested or recommended on PortfolioOptimizer.io.

Limitation of liability

PortfolioOptimizer.io is provided by me “as is” and any express or implied warranties, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose are disclaimed.

In no event shall I be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to, procurement of substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use or non-use of PortfolioOptimizer.io, even if advised of the possibility of such damage.

Modifications, discontinuation and termination

I reserve the right, in my sole discretion, at any time to modify, discontinue or terminate PortfolioOptimizer.io, any portion thereof, or any content thereon without notice.



I reserve the right, in my sole discretion, at any time to modify PortfolioOptimizer.io API limits without notice.


You are responsible for your private PortfolioOptimizer.io API key and any activity performed with it.

You are forbidden to share your private PortfolioOptimizer.io API key with another user of PortfolioOptimizer.io.

I reserve the right, in my sole discretion, at any time to revoke your private PortfolioOptimizer.io API key without notice.

PortfolioOptimizer.io may contain links to third-party websites that are not owned or controlled by me.

I have no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites.

By using PortfolioOptimizer.io, you expressly relieve me from any and all liability arising from your use of any third-party website.

Accordingly, I encourage you to be aware when you leave PortfolioOptimizer.io and to read the Terms of Service and Privacy Policy of other websites that you visit.

Unless I expressly state otherwise, the fact that I have provided a link to a site is not an endorsement, authorization, sponsorship, or affiliation with respect to such site, its owners, or its providers.

Updates to the Terms Of Service

I reserve the right, in my sole discretion, at any time to modify these Terms Of Service without notice.